Problems & Rights

Know your rights, fight unfair rejections

Insurers sometimes reject valid claims. If that happens, you have powerful regulatory tools at your disposal. Learn how to escalate complaints and win.

1Start Here
2Learn the Concepts
3Make a Decision
1Start Here
New to this topic? Begin here.

My health claim was rejected — step-by-step guide

My life insurance claim is delayed

How to use the Bima Bharosa (IGMS) portal

2Learn the Concepts
Go deeper — one concept at a time.

Insurance Ombudsman — Free, powerful, binding on insurers

The ultimate weapon for policyholders

Section 45 of Insurance Act — the 3-year rule

Why insurers can't reject life claims after 3 years

How to read your policy's 'Exclusions' section

3Make a Decision
Ready to compare, buy, or act?

Porting your health insurance to a better company

Should I hire a claim settlement agency?

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