Motor Insurance
Third-party, comprehensive, IDV, add-ons — demystified
Motor insurance is mandatory in India — but most people don't understand what they're buying. This guide helps you choose smart, avoid the IDV trap, and pick add-ons that actually matter.
1Start Here
2Learn the Concepts
3Make a Decision
1Start Here
New to this topic? Begin here.2Learn the Concepts
Go deeper — one concept at a time.IDV — what it is and why it matters at claim time
No Claim Bonus — how it builds and how to protect it
How depreciation reduces your claim payout
What motor insurance covers and excludes
IRDAI-fixed third-party premium rates
Zero depreciation add-on — when to buy
Engine protection — who needs it
NCB protect add-on
Return to invoice — first 3 years only
3Make a Decision
Ready to compare, buy, or act?Still confused?
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